Get What's Yours for Medicare

Maximize Your Coverage, Minimize Your Costs

Author: Philip Moeller

Publisher: Simon and Schuster

ISBN: 1501124013

Category: Business & Economics

Page: 304

View: 7430

A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Get What's Yours - Revised & Updated

The Secrets to Maxing Out Your Social Security

Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman

Publisher: Simon and Schuster

ISBN: 1501144766

Category: Business & Economics

Page: 384

View: 7646

"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page [4] of cover.

Medicare For Dummies

Author: Patricia Barry

Publisher: John Wiley & Sons

ISBN: 1119348935

Category: Business & Economics

Page: 432

View: 1621

Weave your way through the tangled web of Medicare Medicare for Dummies, 3rd Edition will help you navigate the complicated, often confusing maze of the Medicare system. In simple language, with clear step-by-step instructions, the book helps you determine how and when to enroll, avoid costly mistakes, and find a plan that is right for you and your family. Written byPatricia Barry, a nationally recognized authority on Medicare and Medicare Part D prescription drug coverage, this invaluable resource offers: • Tips on reducing out-of-pocket expenses • Guidance for knowing your rights and protections • Ways to choose the best policy for you With this definitive guide, you’ll get answers to the most common and not so common questions about Medicare, to get the most out of your coverage.

Medicare Prescription Drug Coverage For Dummies

Author: Patricia Barry

Publisher: John Wiley & Sons

ISBN: 0470276762

Category: Business & Economics

Page: 364

View: 394

Explains the complexities of the Medicare Part D prescription drug program to help readers make decisions about drug coverage and shows how to find the best deal among numerous drug-coverage plan options.

How to Make Your Money Last

The Indispensable Retirement Guide

Author: Jane Bryant Quinn

Publisher: Simon and Schuster

ISBN: 1476743789

Category: Business & Economics

Page: 384

View: 1908

Turn your retirement savings into a steady paycheck that will last for life with Jane Bryant Quinn’s “‘how to’ book that covers every phase of retirement finance. Bottom line, anyone on the retirement track or in retirement should own this book” (Huffington Post). Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years. With this book, financial expert Jane Bryant Quinn, “America’s dean of personal finance” (Forbes), explains how to turn your retirement funds into a paycheck that will last for life. She also shows how to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money ten and twenty years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide—“a hugely valuable resource for readers, wherever they are on their personal financial timeline” (Publishers Weekly, starred review).

Retiree's Guide to Medicare

The Book Your Insurance Company Does Not Want You to Read

Author: John Luo

Publisher: Createspace Independent Publishing Platform

ISBN: 9781530099849

Category: Medicare

Page: 130

View: 1889

Retirement can be anxiety provoking - especially when it comes to navigating Medicare. How do you know you're making the right decision? Despite being a Federal program, Medicare isn't 100% administered by the government and it certainly isn't free. As an industry insider, Dr. John Luo helps you understand the basics of Medicare, what big decisions you have to make and what the insurance companies don't want you to know. This means you'll have the precise tools to make the right decision when it comes to your Medicare options without the anxiety of doing all the research yourself.

Making the Most of Your Money Now

The Classic Bestseller Completely Revised for the New Economy

Author: Jane Bryant Quinn

Publisher: Simon and Schuster

ISBN: 9781416553526

Category: Business & Economics

Page: 1264

View: 1648

Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.

Social Security

The Inside Story, 2018 Silver Anniversary Edition

Author: Andy Landis

Publisher: Createspace Independent Publishing Platform

ISBN: 9781981651832

Category:

Page: 308

View: 1632

Social Security and Medicare are the bedrock of your future financial security. You paid for them-now make them work for you, starting today! SOCIAL SECURITY: THE INSIDE STORY is detailed. Comprehensive. Easy to read. It's been hailed since 1993 as "the best" resource on Social Security and Medicare-the Social Security "bible." Now the "2018 Silver Anniversary Edition" is better than ever, with more examples, new graphics, new footnotes, and an expanded chapter on Maximizing Your Social Security, featuring fresh ideas to profit from the Bipartisan Budget Act of 2015. Inside are 308 pages packed with everything you need to know: clear explanations, helpful illustrations, realistic examples, new "Nutshell" summaries, and handy web links. This is the only source of useful "Reform Targets," "Tips for Success," and "Inside Stories" revealing how Social Security really works. ANDY LANDIS has been called the Social Security "guru." His expertise is unmatched, with over 40 years' experience as a speaker, author, and former SSA representative. This is the proven and practical resource for taxpayers, retirees, financial advisors, and HR professionals-the essential guide for everyone with a stake in Social Security.

The Social Security & Medicare Handbook

What You Need to Know Explained Simply

Author: V. R. Leonard

Publisher: Atlantic Publishing Company

ISBN: 1601381328

Category: Health & Fitness

Page: 288

View: 1672

Once you understand how the system works, you'll be able to understand how to apply for these government benefits and what to do if your case is denied.

SOCIAL SECURITY MADE SIMPLE

Author: Mike Piper

Publisher: Simple Subjects

ISBN: 9780997946512

Category: Business & Economics

Page: 130

View: 7429

Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

Social Security For Dummies

Author: Jonathan Peterson

Publisher: John Wiley & Sons

ISBN: 1119375770

Category: Business & Economics

Page: 336

View: 5936

Get the benefits you’ve earned Social Security For Dummies is the one guide you need to navigate the often-complex world of Social Security retirement benefits. This updated edition offers clear guidance on when to claim benefits, how much you can expect to receive, where to find Social Security calculators, and so much more. Since its inception in the 1930s, workers across the United States have set aside a portion of their wages to fund the Social Security Administration. For many, Social Security forms the foundation for their retirement funds. Social Security For Dummies provides you with all the information you need to take charge of your retirement, maximize your financial well-being, and successfully navigate the U.S. Social Security Administration. You’ll get up-to-date information to: Make your way around the Social Security website Know your Social Security options—including retirement, survivor, spousal, and disability benefits Find resources when you’re stumped Get answers to common questions Retirement is meant to be enjoyed, and Social Security For Dummies makes it easier.

Roadmap (Sneak Preview)

The Get-It-Together Guide to Figuring Out What to Do with Your Life

Author: Roadtrip Nation

Publisher: Chronicle Books

ISBN: 1452149321

Category: Business & Economics

Page: N.A

View: 5185

Want a sneak peek? Download this free sample of Roadmap by Roadtrip Nation. This welcome antidote to the conventional areer guide answers the old question—"So, what are you going to do with your life?"—in a groundbreaking way. From the team behind the campus and online resource and the inspirational TV series in its eleventh season, ROADMAP helps emerging careerists think deeply about how they can enter the workforce and thrive, using Roadtrip Nation's interest-based approach. Full-color charts and graphs offer a unique visually engaging reading experience and prompts for reflection are interspersed, making the reading process interactive and the discoveries personally impactful. With actionable, real-world wisdom on every page, it's an essential tool for today's young professionals and the parents, educators, and advisors seeking to inspire them.

Medicare Basics

Author: Centers for Medicare & Medicaid Services

Publisher: GPO FCIC

ISBN: 9781612210698

Category:

Page: N.A

View: 441

If you are assisting a parent, grandparent or other relative or friend with health care decisions, get this comprehensive Medicare guide. It covers everything from hospital and physician services to preventive care, home health care, long term care.

Get to Aha!: Discover Your Positioning DNA and Dominate Your Competition

Author: Andy Cunningham

Publisher: McGraw Hill Professional

ISBN: 1260031217

Category: Business & Economics

Page: 256

View: 4103

From the marketing strategist who helped Steve Jobs launch the original Apple Macintosh comes a groundbreaking guide to positioning any company for industry dominance Andy Cunningham has been at the forefront of tech and innovation since day one, and she’s been helping companies create new product categories ever since. Now she reveals the winning framework she uses to transform markets and industries. Get to Aha! shows how to establish the kind of foundation world-class brands are built on. Too many business leaders fail to ask the most basic questions about their company—Who are we? And why do we matter?—before they leap right into branding. Big mistake. A company must first know itself (establish its position) before it can express its identity (execute its branding). There are three types of companies in the world, each with its own DNA: Mothers are customer-oriented, Mechanics are product-oriented, and Missionaries are concept-oriented―and it’s absolutely critical for business leaders to know which type their company is to create an authentic and ultimately “sticky” position in the market. A company’s DNA is the key to achieving this and with it, a competitive advantage. Why? Because if a Mechanic creates a marketing campaign based on its belief that it is a Missionary, the underlying positioning will not ring true and the company won’t gain a foothold in the market. But if a company positions itself in alignment with its DNA, it will resonate authentically and establish its role and relevance even in the face of a major competitor. Get to Aha! presents a clear step-by-step framework that will help you determine your company’s precise position in the marketing landscape, using Andy’s DNA-based methodology. It takes you through the process of performing “genetic testing” on your company, examining the market through the six Cs of positioning, and developing your positioning statement—a rational, factual statement about your company’s role and relevance. Then and only then can you create a branding and marketing strategy that will build market momentum and crush the competition. Trust Andy. Steve Jobs did.

Social Security, Medicare and Government Pensions

Get the Most Out of Your Retirement and Medical Benefits

Author: Joseph Matthews

Publisher: Nolo

ISBN: 1413324738

Category: Business & Economics

Page: 496

View: 9919

Your complete guide to Social Security retirement and medical benefits. The rules for claiming Social Security have changed. Find out if you still qualify to file and suspend benefits or to choose between your own benefits and spousal benefits before these strategies disappear. Learn this and more with Social Security, Medicare & Government Pensions--completely updated for 2018. Social Security benefits. Figure out how to get retirement, disability, dependents and survivors benefits, or Supplemental Security Income (SSI). Decide whether it's best to claim benefits early, at full retirement age, or not until you turn 70--and how to time your claims so you and your spouse get the best benefits. Medicare & Medicaid. Learn how to qualify for and enroll in both programs, including Medicare Part D drug coverage. Medigap insurance & Medicare Advantage plans. Understand what new Medigap policies are available (and old ones that aren't), compare Medigap and Medicare Advantage plans, and choose what's best for you. Government pensions & veterans benefits. Discover when and how to claim the benefits you have earned. Whether you're looking for yourself or helping a parent, you'll find valuable information here, including how to file many essential forms online.

America's Bitter Pill

Money, Politics, Backroom Deals, and the Fight to Fix Our Broken Healthcare System

Author: Steven Brill

Publisher: Random House

ISBN: 0812996968

Category: History

Page: 528

View: 4020

NEW YORK TIMES BESTSELLER • A NEW YORK TIMES NOTABLE BOOK • America’s Bitter Pill is Steven Brill’s acclaimed book on how the Affordable Care Act, or Obamacare, was written, how it is being implemented, and, most important, how it is changing—and failing to change—the rampant abuses in the healthcare industry. It’s a fly-on-the-wall account of the titanic fight to pass a 961-page law aimed at fixing America’s largest, most dysfunctional industry. It’s a penetrating chronicle of how the profiteering that Brill first identified in his trailblazing Time magazine cover story continues, despite Obamacare. And it is the first complete, inside account of how President Obama persevered to push through the law, but then failed to deal with the staff incompetence and turf wars that crippled its implementation. But by chance America’s Bitter Pill ends up being much more—because as Brill was completing this book, he had to undergo urgent open-heart surgery. Thus, this also becomes the story of how one patient who thinks he knows everything about healthcare “policy” rethinks it from a hospital gurney—and combines that insight with his brilliant reporting. The result: a surprising new vision of how we can fix American healthcare so that it stops draining the bank accounts of our families and our businesses, and the federal treasury. Praise for America’s Bitter Pill “A tour de force . . . a comprehensive and suitably furious guide to the political landscape of American healthcare . . . persuasive, shocking.”—The New York Times “An energetic, picaresque, narrative explanation of much of what has happened in the last seven years of health policy . . . [Brill] has pulled off something extraordinary.”—The New York Times Book Review “A thunderous indictment of what Brill refers to as the ‘toxicity of our profiteer-dominated healthcare system.’ ”—Los Angeles Times “A sweeping and spirited new book [that] chronicles the surprisingly juicy tale of reform.”—The Daily Beast “One of the most important books of our time.”—Walter Isaacson “Superb . . . Brill has achieved the seemingly impossible—written an exciting book about the American health system.”—The New York Review of Books From the Hardcover edition.

Getting the Most from Social Security

Author: Consumer Guide Editors,Consumer Guide

Publisher: New Amer Library

ISBN: 9780451155795

Category: Law

Page: 224

View: 5716

A fully updated reference guide to available Social Security and Medicare benefits offers clear and concise information on how the new tax law effects benefits, financial planning, qualifying for benefits, and more

An American Sickness

How Healthcare Became Big Business and How You Can Take It Back

Author: Elisabeth Rosenthal

Publisher: Penguin

ISBN: 0143110853

Category: Business & Economics

Page: 432

View: 6596

"An award-winning New York Times reporter Dr. Elisabeth Rosenthal reveals the dangerous, expensive, and dysfunctional American healthcare system, and tells us exactly what we can do to solve its myriad of problems. It is well documented that our healthcare system has grave problems, but how, in only a matter of decades, did things get this bad? Dr. Elisabeth Rosenthal doesn't just explain the symptoms; she diagnoses and treats the disease itself. Rosenthal spells out in clear and practical terms exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship, explaining step by step the workings of a profession sorely lacking transparency. This is about what we can do, as individual patients, both to navigate a byzantine system and also to demand far-reaching reform. Breaking down the monolithic business into its individual industries--the hospitals, doctors, insurance companies, drug manufacturers--that together constitute our healthcare system, Rosenthal tells the story of the history of American medicine as never before. The situation is far worse than we think, and it has become like that much more recently than we realize. Hospitals, which are managed by business executives, behave like predatory lenders, hounding patients and seizing their homes. Research charities are in bed with big pharmaceutical companies, which surreptitiously profit from the donations made by working people. Americans are dying from routine medical conditions when affordable and straightforward solutions exist. Dr. Rosenthal explains for the first time how various social and financial incentives have encouraged a disastrous and immoral system to spring uporganicallyin a shockingly short span of time. The system is in tatters, but we can fight back. An American Sicknessis the frontline defense against a healthcare system that no longer has our well-being at heart"--

Social Security

The Inside Story : an Expert Explains Your Rights and Benefits

Author: Andy Landis

Publisher: CreateSpace

ISBN: 9781467970419

Category: Business & Economics

Page: 276

View: 7078

A user-friendly resource to help you understand how Social Security and Medicare work; reviews the regulations and reforms; and reveals strategies to help you maximize your benefits.

Social Security

What Every Woman Should Know

Author: Social Security Administration

Publisher: Createspace Independent Pub

ISBN: 9781492780694

Category: Reference

Page: 23

View: 4249

Information for Women about Social Security.